Every18

Points Games · Betting Games · Team & Partner Formats

Umbrella

Also called Five-Point Umbrella, Umbrella Game

2v2 with five points a hole worth the hole number; sweep all five and the total doubles.

Players
4 players only, best with 4
Play as
Partners (2 v 2)
Scorekeeping
Medium
Handicaps
Handicaps recommended
Money
Money optional
Type
Points Games

How to play

Two teams of two, own ball. Five points are available each hole: low individual ball, low team total, green in regulation by partner 1, green in regulation by partner 2, and a birdie by either partner. Each point is worth the number of the hole being played (1 point each on hole 1, 18 each on hole 18, so 90 points are in play on 18). Appoint a reliable scorekeeper.

Scoring

If one team wins all five categories while the other scores zero it is an umbrella and the hole's points double (sweeping hole 5's 25 points = 50). A tie in any category kills the umbrella. Settle per point or by pot. Some groups instead play a 6-point version (low ball 2, low total 2, closest in regulation 1, birdie 1, sweep doubles to 12), which is better known as Six-Point Scotch.

Variations

  • Add longest drive, closest to pin on par 3s or sandies as extra categories
  • Net play where handicap strokes can create net birdies and net GIRs (define GIR with strokes first)
  • Fixed point value per category instead of hole number

Tips

  • The back nine is worth far more; do not be down big at the turn
  • Both partners hitting greens is the easiest sweep
  • Agree the GIR definition with handicaps before starting

Escalating hole values keep the match alive to the 18th and sweeps are electric.

Works with

Each link opens every game that works for that number of players.

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Sources

Rules reflect the version most groups play, cross-checked across these sources. House rules vary; agree yours on the first tee.

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