Every18

Betting Games

Banker

Also called Bankers, The Bank, Hawk, Banker Game

A rotating banker tees off last and plays a separate cash match against each other player.

Players
3-6 players, best with 4-5
Play as
One vs. the group
Scorekeeping
Medium
Handicaps
Handicaps recommended
Money
Money game
Type
Betting Games

How to play

Choose a banker on the first tee; the banker always tees off last. Before the banker hits, each other player declares a bet against the banker within agreed limits (for example, $1 minimum, $5 maximum), creating separate 1v1 matches on that hole. A player may press (double) after their own tee shot but before the banker hits; the banker may press back after teeing off but must press the whole group. The low score on the hole becomes the next banker; ties go to the first to hole out (or longest putt made).

Scoring

The banker wins or loses each match individually, so a hot banker collects from everyone and a cold one pays everyone. Each player's exposure is their own declared bet times any presses.

Variations

  • No maximum; the banker calls the max at the start of each hole
  • Fixed banker rotation instead of low score
  • Carry over winnings like skins
  • Gross or net play
  • Defender is the related 3-player 1v2 game; some groups call this family Hawk
  • No maximum: the Banker sets it
  • Banker may double any bet after seeing tee shots
  • Tie-break by longest putt on the previous green

Tips

  • Bet big against a banker who is in trouble off the tee
  • Carry cash and agree caps; the stakes can get uncomfortable fast
  • Banker should press only when clearly ahead
  • Appoint a scorekeeper who likes maths
  • Bet big against a Banker in trouble off the tee

You set your own risk every hole and can gang up on a wobbling banker.

Works with

Each link opens every game that works for that number of players.

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Sources

Rules reflect the version most groups play, cross-checked across these sources. House rules vary; agree yours on the first tee.

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