Every18

Betting Games

Banker

Also called Bankers, The Bank, Hawk, Banker Game

A rotating banker tees off last and plays a separate cash match against each other player.

Players
3–6 players, best with 4–5
Play as
One vs. the group
Scorekeeping
Medium
Handicaps
Handicaps recommended
Money
Money game
Type
Betting Games

How to play

Choose a banker on the first tee; the banker always tees off last. Before the banker hits, each other player declares a bet against the banker within agreed limits (for example, $1 minimum, $5 maximum), creating separate 1v1 matches on that hole. A player may press (double) after their own tee shot but before the banker hits; the banker may press back after teeing off but must press the whole group. The low score on the hole becomes the next banker; ties go to the first to hole out (or longest putt made).

Scoring

The banker wins or loses each match individually, so a hot banker collects from everyone and a cold one pays everyone. Each player's exposure is their own declared bet times any presses.

Variations

  • No maximum; the banker calls the max at the start of each hole
  • Fixed banker rotation instead of low score
  • Carry over winnings like skins
  • Gross or net play
  • Defender is the related 3-player 1v2 game; some groups call this family Hawk
  • No maximum: the Banker sets it
  • Banker may double any bet after seeing tee shots
  • Tie-break by longest putt on the previous green

Tips

  • Bet big against a banker who is in trouble off the tee
  • Carry cash and agree caps; the stakes can get uncomfortable fast
  • Banker should press only when clearly ahead
  • Appoint a scorekeeper who likes maths
  • Bet big against a Banker in trouble off the tee

You set your own risk every hole and can gang up on a wobbling banker.

Works with

Each link opens every game that works for that number of players.

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Sources

Rules reflect the version most groups play, cross-checked across these sources. House rules vary; agree yours on the first tee.

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